If you aren’t already using some sort of financial tracking software for your business, you need to start NOW! Spreadsheets or other software allow you to see trends and make decisions based on history. If you are self-employed, the budgeting process presents a unique challenge because a self-employed person’s income can vary significantly from month to month and/or season to season. If you are a salaried employee, you already know your monthly income, so this process will be a bit easier. (Or maybe, as a starter, just help you sleep better at night!) Whether your household brings in $500,000 or $25,000, budgeting can be the tool that helps you acquire and increase wealth for your family. I have to confess, even with a background in Accounting and Finance, I have often resisted budgeting for my own household because it seemed like a lot of work! In all actuality, budgeting is very simple, AND it can bring MORE freedom and LESS STRESS to your spending habits. But what if I told you that EVERYONE should budget? Most people see making lots of money as a license to spend freely and making little money as having to watch what we spend more carefully. Over time, the word “budget” has developed a negative connotation – as in, if you’re on a budget - it is associated with deprivation.

Why Should You Set a Budget?īudgeting has become somewhat of a lost art in our society. But before we get to that, let's talk a little bit about budgeting. We have an incredibly useful and totally FREE printable budget worksheet that you can download below. How to Sync Lightroom Presets from CC to Mobileįree Printable Budget Worksheet and Budgeting Tips How to Install Presets in the Free Lightroom Mobile App

How to Sync Lightroom Presets from CC to Mobile.

How to Install Presets in the Free Lightroom Mobile App.

Simple budget worksheet printable